Differences

This shows you the differences between two versions of the page.

--- teppay [2026/10/06 18:46] – created particles
+++ teppay [2026/10/06 18:48] (current) – [So, what is teppay exactly solving?] particles
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 * Where is the balance? With Suica, it's stored on a card. With teppay, your teppay balance is stored in the cloud, just like other payment apps. There is no offline fault tolerance.
 * Is teppay fast? You have to unlock your phone and perform a relatively complicated dance to pay, involving getting a cashier to scan your barcode or scan another barcode yourself. This is already slower than 200ms.
-* The [launch press release](https://www.jreast.co.jp/press/2026/20261006_ho03.pdf) states that teppay will allow users to charge above 20,000 yen after identity verification, up to 300,000 yen.
+* The [launch press release](https://www.jreast.co.jp/press/2026/20261006_ho03.pdf) states that teppay will allow users to charge above 20,000 yen after identity verification, up to 300,000 yen. Identity verification is a significantly higher bar to clear than Suica, which can be purchased without any identity verification and can be used indefinitely.
 All teppay does is give JR East transaction flow information they didn't have before. Nobody is going to use this service if they already have a code payment app, and most people do (PayPay). While teppay has a point program, so does PayPay, except PayPay has various other stamp cards and other programs that make its point program quite lucrative for those who use it regularly. teppay is a bog-standard point program.
 The design goal of the Suica 2.0/Renaissance project was to go beyond the 20,000 yen limit. However, this changes absolutely nothing. JR East can say they've increased the limit all they want, but they haven't. They've just created a barcode payment service that slots into the existing Suica app (PASMO coming later), which has a whopping 2.3/5 star rating on the App Store.